Commercial Insurance Department
At William Rittenhouse Insurance Agency, we work with our business clients to provide affordable insurance protection that will cover your business property and liability exposures. The following is a list of COMMERCIAL INSURANCE LINE products and options that we offer. Please note that it is not all-inclusive. We are highlighting some of the more-commonly requested insurance coverages, available through William Rittenhouse Insurance Agency.
Property
From insuring a metalworking operation to valuable cargo,
from protecting employees in the office or traveling abroad to
protecting assets in emerging markets, we have the insurance
solution. Many of our products include features that are missing or
expressly excluded from typical industry policies.
General Liability
General liability insurance is an essential element of any
comprehensive insurance program.
William Rittenhouse Insurance Agency
is known for our commitment to continually update our products to
keep pace with the challenges our customers face.
Inland Marine
William Rittenhouse Insurance Agency
recognizes that inland marine business requires creative and
technical insurance solutions, and as result, is one of the most
experienced inland marine insurers in North America.
Tools & Equipment
Equipment Breakdown coverage includes direct damage to your
machinery and equipment resulting from mechanical breakdown,
electrical current, arcing or explosion of steam boilers occurring
on premises. It will also cover loss of business income resulting
from equipment damage.
Workers Compensation
Workers' Compensation Insurance for hazardous industries.
Choosing the right Workers' Compensation Insurance is essential for
your business.
William Rittenhouse Insurance Agency
is experienced in providing Workers' Compensation Insurance to
the toughest class of business there is - low frequency, high
severity accounts.
Umbrella / Excess Liability
Commercial umbrella (aka excess) liability insurance is an
important source of protection that supplements the limits of an
insured's underlying policies such as general liability, automobile
liability, and employers liability. Umbrellas also protect insureds
from exclusions and gaps that exist in their primary liability
insurance.
Bonds
A Fidelity Bond covers employers from losses stemming from
dishonest and/or negligent actions of their employees. Fidelity
Bonds reimburse employers for losses, up to the amount of the bond,
from employee fraud, theft, forgery, and embezzlement of the
company's cash and other valuable assets.
Contractor/Tradesman
As a general contractor or sub contractor, you need General
Liability Coverage for your job site and completed product or
service.
As independent agents, we strive to know which insurance companies have the best products and which policies are best for a specific client's needs. We have chosen to represent the following insurance companies, and occasionally use others to fill a particular need:
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